Terms & Conditions
Effective Date: November 1, 2026
These Terms & Conditions ("Terms") govern your use of cashflowcreative.com (the "Site") and the free content, quizzes, newsletter and community offered by Leading Pass, LLC, d/b/a Cash Flow Creative ("Cash Flow Creative," "we," "us" or "our"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
1. Paid Services Are Governed by Service Agreements
Paid services, including the Cash Flow Kickoff, the 10-Hour Production Pack, the Scaffold Session Pack, the Scaffold Intensive and project engagements, are governed by the service agreement you accept when you book or sign for them. These Terms do not govern paid services. If these Terms conflict with a service agreement, the service agreement controls.
2. Eligibility
The Site is intended for business owners and professionals who are at least 18 years old. Our paid services are currently available only to clients in the United States.
3. Use of the Site
You may use the Site for lawful purposes and for your own business information. You agree not to:
Use the Site in a way that violates any law or the rights of others
Interfere with the operation or security of the Site, or attempt to gain unauthorized access to any part of it
Copy, reproduce, resell or distribute Site content except as permitted in Section 5
Access, copy or collect gated content through automated means, as described in Section 6
Submit false information, or impersonate any person or business
4. Our Intellectual Property
The Site and its content, including text, graphics, logos, videos, frameworks, quizzes, newsletters and other materials (together, "Content"), are owned by Cash Flow Creative or our licensors and are protected by copyright, trademark and other laws. Cash Flow Creative, Scaffold, Green Grid Playbook, Cash Flowability Quiz and related names and logos are our trademarks. Nothing in these Terms transfers ownership of any Content to you.
5. Limited License
We grant you a limited, non-exclusive, non-transferable license to view and use the Content for your own internal business purposes. You may share links to our public pages and short quotations with credit to Cash Flow Creative. You may not sell, republish, repackage or use our Content, frameworks or methodologies to train, coach or deliver services to others without our written permission.
6. Search Engines, AI Tools and Automated Access
Public content. Search engines, AI assistants and similar automated tools may access, index and summarize the publicly available pages of the Site, consistent with our robots.txt and llms.txt files.
Gated content. Content that requires you to sign up, log in, subscribe, join our community, purchase a service, or otherwise provide information to access it ("Gated Content") is for your personal use only. You may not, and may not allow any tool or third party to, scrape, copy, extract, or use Gated Content to train, fine-tune or improve any AI model, or include it in any dataset, without our prior written permission.
7. Cash Flowability Quiz
The Cash Flowability Quiz and its results are provided for general informational purposes. Quiz results are based only on the answers you provide and are not a full assessment of your business. Your quiz responses are handled as described in our Privacy Policy.
8. Newsletter
Our newsletter is delivered through Beehiiv and is free. You can unsubscribe at any time using the link in any email. Newsletter content is subject to Sections 4 through 6 of these Terms. If comments or other interactive features are available on the newsletter, you are responsible for what you post, and we may remove content at our discretion.
9. Community
Our community is hosted on Discord. To participate, you must follow our Community Guidelines and Discord's terms of service. You are responsible for the content you post. Please do not share confidential, sensitive or health information in the community. We may remove content, or suspend or remove any member, at our discretion, including for violating our Community Guidelines or these Terms. Information you post may be visible to other members, and we do not control how other members use it.
10. Testimonials, Results and Client Stories
Testimonials, video stories, case studies and client results shared on the Site are real experiences of our clients, shared with their consent. They are illustrative only and are not a promise or prediction of your results. Business outcomes depend on many factors outside our control, including your implementation, market conditions, and your resources, skills and decisions. We do not guarantee any specific results, including revenue, profit, growth, leads or customers.
11. No Professional Advice
Content on the Site, including our newsletter, community and quiz, is for general informational and educational purposes. It is not legal, financial, tax, accounting or medical advice. Consult a qualified professional for advice about your specific situation.
12. AI Features
We may offer AI-powered features on the Site, such as chatbots or AI agents. Responses from these features are generated automatically, may be inaccurate or incomplete, and are provided for general information only. AI responses do not create, change or waive any agreement with us, and do not commit us to any price, offer or term. Please do not share sensitive personal information, including health information, with any AI feature.
13. Third-Party Links, Tools and Referral Fees
The Site may link to or recommend third-party websites, tools and services, including the platforms we use to deliver our Services. We do not control and are not responsible for third-party content, products or services, and your use of them is governed by their terms. We may receive referral fees, commissions or other compensation from some providers we recommend. We recommend only products and services we believe are a good fit for our audience.
14. Privacy
Our Privacy Policy explains how we collect, use and share your information, and is incorporated into these Terms.
15. Disclaimers
THE SITE AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE OR FREE OF HARMFUL COMPONENTS, OR THAT ANY CONTENT IS ACCURATE, COMPLETE OR CURRENT.
16. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, CASH FLOW CREATIVE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, CONTENT, NEWSLETTER, COMMUNITY OR QUIZ. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THESE TERMS OR THE SITE WILL NOT EXCEED ONE HUNDRED DOLLARS ($100). THIS SECTION DOES NOT LIMIT LIABILITY UNDER ANY SERVICE AGREEMENT, WHICH IS GOVERNED BY THAT AGREEMENT.
17. Indemnification
You agree to indemnify and hold harmless Cash Flow Creative from any claims, losses and expenses, including reasonable attorneys' fees, arising out of your violation of these Terms, your misuse of the Site or Content, or content you post in our community.
18. Governing Law and Disputes
These Terms are governed by the laws of the State of Nebraska, without regard to conflict of law principles. If a dispute arises, please contact us first at jeff@cashflowcreative.com so we can try to resolve it informally. If we cannot resolve it within thirty (30) days, any claim must be brought in the state or federal courts located in Nebraska, and you consent to their jurisdiction.
19. Changes to These Terms
We review these Terms at least once a year and may update them from time to time. If we make material changes, we will update the Effective Date above. Your continued use of the Site after changes take effect means you accept the updated Terms.
20. General
If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect. Our failure to enforce any provision is not a waiver of our right to enforce it later. You may not assign your rights under these Terms without our consent.
21. Contact Us
Leading Pass, LLC, d/b/a Cash Flow Creative Email: jeff@cashflowcreative.com